Empire Real Estate Group



Posted by Empire Real Estate Group on 10/19/2019


6 Mountainshire Dr, Worcester, MA 01606

Condo

$199,900
Price

4
Rooms
2
Beds
1/1
Full/Half Baths
Welcome home to this BEAUTIFULLY RENOVATED townhouse condo located at the desirable Mountainshire Condominium on the Worcester/ Holden line. This unit has been recently renovated, new flooring, new radiators, all new light fixtures and ceiling fans, and entire unit has been freshly painted. Spacious kitchen and living room with plenty of light. Large partially finished basement with laundry and hook ups for central vac as well as a brand NEW water heater. The association fee includes, rubbish removal, snow removal, landscaping, and exterior maintenance. The unit comes with one deeded oversized parking space that allows for two vehicles and there is visitor parking for guests. Perfect commuter location with easy access to Rts 190, 290.
Open House
No scheduled Open Houses

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Tags: Worcester   Real Estate   Condo   01606  
Categories: New Homes  


Posted by Empire Real Estate Group on 10/18/2019

Although you might already own a house, now may prove to be a good time to pursue a second residence. For example, if you have always wanted to own a home in the mountains, you can purchase a second residence to make your dream come true. On the other hand, if you want to own a vacation residence on or near the beach, you could enter the housing market to find a beachfront house that suits you perfectly.

Like any home search, finding a second house that matches your expectations may be difficult. Fortunately, there are lots of things you can do to streamline your quest to find a second home, such as:

1. Evaluate Your Finances

Your finances will play a significant role in your ability to purchase any house, at any time. As you get set to pursue a second home, examine your finances closely. Then, you can map out your home search accordingly.

Generally, it helps to consult with banks and credit unions before you launch the search. If you meet with these institutions, you can gain financial insights that you can use to make an informed purchase.

2. Establish Home Buying Criteria

Think about the features you want to find in a second residence. Next, you can craft home buying criteria.

Once you have home buying criteria in hand, you can narrow your house search, too. By honing your home search to residences in specific cities and towns, you can speed up your quest to find the right home at the right price.

It often helps to maintain flexibility as you conduct a search for a second home as well. If necessary, you can modify your home buying criteria throughout the home buying journey.

3. Hire a Real Estate Agent

There is no reason to enter the housing market on your own. Thankfully, real estate agents are available in cities and towns nationwide, and these housing market experts can help you quickly and effortlessly acquire a second residence.

A real estate agent understands what it takes to navigate the home buying journey. This housing market professional first will learn about you and your home buying goals. He or she next will craft a custom home buying strategy based on your individual needs. Finally, a real estate agent will put this strategy into action and ensure you can discover a terrific home at an affordable price.

Furthermore, a real estate agent takes the guesswork out of buying a second home. If you are unsure about whether to submit an offer to purchase a particular residence, a real estate agent can offer a data-driven recommendation. Or, if you have concerns or questions at any point during the home buying journey, a real estate agent is prepared to respond to them.

If you want to pursue a second house, it helps to plan ahead for the home buying journey. By using these tips, you should have no trouble finding a second home that you can enjoy for years to come.




Categories: Uncategorized  


Posted by Empire Real Estate Group on 10/16/2019

This Single-Family in Holden, MA recently sold for $440,000. This Cape style home was sold by - Empire Real Estate Group.


465 Salisbury St, Holden, MA 01520

Single-Family

$475,000
Price
$440,000
Sale Price

9
Rooms
5
Beds
3/2
Full/Half Baths
This Amazing Royal Barry Wills Custom Cape is looking for someone to Restore it to the Magnificent Beauty and Charm it deserves! As you drive up to the house you will see the lush green front & side yards & Beautiful Front Brick Patio. Sitting in the middle of 2.4 acres, this 4000 sq ft home offers space most of us can only imagine w/5 Bedrooms, 3 Full Baths, 2 Half Baths & 3 Car Garage Bays. Spacious Front Entry leads to the Formal DR w/Corner Built-ins plus Slider to outside. Hardwood or Tile Flooring is all you will see in this home - no carpet! Two Fireplaces: one in Oversized Formal Living Room w/Slider to Rear Enclosed Porch; the other in front Family Rm/Den w/Built-in Shelving & Large Bay Window. Large Front to Back Kitchen/Dining Area w/Brick exposed wall & another Slider to rear yard. Second floor offers decent size Bedrooms & 3 Full Baths for everyone in the house PLUS - Lots of extra closet/storage space. Work is needed to bring this home back to its Glory.

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Categories: Sold Homes  


Posted by Empire Real Estate Group on 10/15/2019

This Single-Family in Holden, MA recently sold for $355,000. This Cape style home was sold by - Empire Real Estate Group.


202 Brattle St, Holden, MA 01520

Single-Family

$359,900
Price
$355,000
Sale Price

6
Rooms
2
Beds
2
Baths
Rare opportunity to own this lovingly cared for 2 bedroom cape style home w/potential for 3rd bedroom-only minutes to Rt 190 & 290! This home maintains its original charm in its details with so many gorgeous updates starting with its' fully renovated custom Kraftmaid Kitchen with granite counters, oversized island w/hidden storage, double wall oven, Viking gas cooktop & stainless appliances. Original Hardwood floors throughout, refinished in 2011. 10 yr old roof & vinyl windows. Huge energy savings w/ dual program thermostats for 2 heating options & Leviton smart switches w/voice command & app control for new recessed light fixtures. Upstairs has 2 bedrooms;1 w/bonus room currently used as a 3rd bedroom & full bath.1st floor features a new bathroom w/natural stone shower. French doors open from 1st floor bonus room to a sprawling backyard w/ a new Reed's Ferry Shed, new fire pit & an established fruit & vegetable garden. Backed by acres of conservation land for ample privacy. Must see!

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Categories: Sold Homes  


Posted by Empire Real Estate Group on 10/11/2019

If the nerd in you comes out as soon as someone starts talking numbers, you might find yourself wondering how hard it is to create a mortgage calculator. Technically called an amortization calculator, the numbers you put into the calculation tell you what your payment each month breaks down to in terms of what goes to the principal (the amount to pay down your loan) and interest (the money the lender makes for loaning you the money).

Getting set up

You can download a spreadsheet to fill in for Excel or Numbers. If you donít use Excel or Numbers, you can create one in Google sheets (a free online spreadsheet program with a Google account). You will also need a few numbers to set up your amortization schedule.

  • The loan amount. This is the amount you intend to borrow. So, in general, it will be the amount of the sales price of the home minus the down payment. It might include some of the closing costs or points, or other amounts so bear that in mind and adjust your calculator once you get the final numbers at closing.
  • The annual interest rate. For a fixed-interest mortgage, this amount will remain the same throughout the life of the loan. For a variable interest or adjustable loan, each time the rate changes, you should set up a new table going forward.
  • The loan period. Usually, you calculate this in years, so even if your loan is for a partial year, express it in decimals. So, fifteen years and six months would be 15.5.
  • The number of payments per year. Usually, this number is 12 since you make payments every month. In rare cases or for particular types of loans, it could be 4 for quarterly payments or even one if you only pay one time each year.
  • You also need the start date of the loan. Typically, loan calculators assume that the first payment is due at the beginning of the next month after the start date.
  • Optional extra payments. Some calculators also have a formula for voluntary additional payments. For example, if you want to pay off your mortgage to coincide with your retirement, you could try various additional payments until the loan zeros out on that date. That way, you would know exactly how much extra to pay each month to achieve your goals.

These calculators do not account for taxes and insurance since those numbers are subject to change even though you pay them with your monthly payment. If you have questions about how to use a mortgage calculator or how to figure out what your payments might be, speak with your lender for a detailed explanation.




Tags: Mortgage   loans   home buyers  
Categories: Uncategorized