Empire Real Estate Group



Posted by Empire Real Estate Group on 6/14/2019

Over the years, science has been on the side of meditation. Faultfinders will tell you that it is just another New Age name for napping and spiritual hogwash, but that is not true at all. In actuality, science has proven you are better off when you meditate than your peers who choose not to. In recent times, a wealth of scientific research has been carried out to provide undisputed evidence that meditation indeed has healing properties. Take a look at the following health benefits of meditating below:

1. It slows down the aging process

Telomeres are tiny strings of DNA that shield the end of chromosomes. Naturally, these small strings tend to shorten over time as they perform their duty, and as they compress, aging takes place. In 2013, Harvard carried out research that measured the telomeres of 37 people. The result showed that the people who engaged themselves with meditation had longer telomeres than those who did not meditate. 

2. It relieves chronic pain

The journal of pain reported a study examining the use of meditation on 89 patients with constant neck pain. Some of these patients were put on a home-based exercise program while the others were set apart to a 90-minute weekly guided meditation practice. The guided meditation practice proved useful in decreasing the pain in contrast to those who used the home-based exercise program.

3. It treats Addiction

In another study, 248 people practiced qigong meditation on a short-term alcohol and drug addiction treatment program. After the study period, the participants confessed to having less anxiety, self-control, and reduced craving.

4. It reduces stress

Several studies have shown that people who practiced loving-kindness meditation more often feel less stressed and can better deal with stressful situations. Also, people who practice loving-kindness meditation feel very confident about themselves and have a lesser probability of getting depressed.

5. It improves fertility

Meditation reduces stress, and science proves that reducing stress can improve the chances of a woman getting pregnant. An Oxford Journal study reports that the stress level of women decreases on the month of conception. Furthermore, in the International Journal of fertility, scientific research proves that couples who practice meditation while trying to conceive are less stressed and more fertile than couples who do not. Regarding these studies, being calm and relaxed plays a significant role in fertility.

6. It keeps the heart in good shape

Meditation helps prevent cardiovascular disease and strengthen heart muscles. A variety of scientific studies shows that people who meditate have lesser chances of developing heart failure, stroke, and blood pressure.

Meditation is an inexpensive way to manage stress and stay healthy. Go on YouTube to find videos tutorials on various meditation techniques or visit your local gym to inquire about taking a class.




Tags: Healthy   meditating  
Categories: Uncategorized  


Posted by Empire Real Estate Group on 6/10/2019


3 Chestnut St, Fitchburg, MA 01420

Multi-Family

$105,000
Price

2
Units
2,128
Approx. GLA
*****INVESTORS TAKE NOTICE***** This 2 Family built around 1935 according to Public Records is located on a corner lot has close to high way on ramps and down town shops to provide easy access to amenities with out being located in downtown. Don't miss this great opportunity!
Open House
No scheduled Open Houses

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Categories: Price Change  


Posted by Empire Real Estate Group on 6/7/2019

As a first-time home seller, it can be difficult to determine exactly what you need to do to prep your house for the real estate market. Lucky for you, we're here to teach you what it takes to sell a house in any real estate market, at any time.

Now, let's take a look at three important questions that every first-time home seller needs to consider:

1. Am I ready to sell my house?

For many first-time home sellers, the answer to this question is a resounding "No," and perhaps it is easy to understand why.

Adding a home to the real estate market requires home sellers to conduct plenty of real estate research. By doing so, a first-time home seller can determine how his or her house stacks up against comparable residences that are currently available.

Also, it may prove to be worthwhile to complete a home appraisal. This assessment will enable you to identify your house's strengths and weaknesses and complete any property repairs immediately.

2. After I sell my house, where will I go?

It is important for a first-time home seller to think about the big picture. Thus, you'll need to consider where you'll go after you sell your residence.

If you think about where you'd like to relocate, you can start planning accordingly. In fact, you can establish a home selling timeline and find ways to make the most of the time and resources available to you.

In addition, if you need to relocate as soon as possible, this may have far-flung effects on how you market your residence.

A home seller who needs to move right away may be more likely that others to list his or her house at a below-average price. On the other hand, a home seller who can afford to be patient can wait out the real estate market if necessary.

3. What should I expect when my home hits the real estate market?

Unfortunately, the housing market offers no guarantees. This means a dedicated first-time home seller who goes above and beyond the call of duty to prepare a home may watch his or her house linger on the real estate market for months. On the other hand, a home seller who does minimal prep work may watch his or her house sell immediately.

When it comes to getting ready to add your house to the real estate market, there is no reason to leave anything to chance. With an expert real estate agent at your side, you can boost your chances of getting the best results during the home selling journey.

An expert real estate agent can answer any questions that you may have about selling your house. Plus, he or she will help you list your residence, promote it to potential property buyers and set up home showings and open houses.

Ready to add your house to the real estate market? Use the aforementioned tips, and any first-time home seller can seamlessly navigate the home selling process.




Categories: Uncategorized  


Posted by Empire Real Estate Group on 5/31/2019

There are so many factors that go into buying a home. How much money do you have saved up? What is your debt amount? Hw much money do you make each month? Can you afford the neighborhood that youíd like to live in? All of these questions are swirling around the minds of all first-time homebuyers. Did you know that how long you have been at a job is just as important as your income as a factor in getting approved for a mortgage? 


Your ability to repay is why the lender is looking at so many different numbers and factors about your financial situation. Employment overall plays a large stake in the mortgage application. Lenders will look at your past employment history along with the job that your currently have. They are also concerned with your future employment status. Your lender will get an idea of your overall plan for your career and employment through looking at your history. 


As a first-time homebuyer, you most likely donít have the employment history of more seasoned homebuyers. Generally, most people who are buying a home for the first time are pretty young in their careers. As a rule of thumb, lenders will look at your employment history over the past two years. The lender wants to see your industry focus. Maybe you have stuck with one career direction, or maybe you have hopped around a bunch. As a hint, jumping around from job to job and field to field doesnít look very good to mortgage lenders. Job floaters tend to appear as if they have no plans for the future. 


Good Career Moves


Staying a software engineer, but moving from the medical industry to the financial industry is an acceptable and smart move in the eyes of lenders. Yet, leaving your stable job in accounting to pursue a career in acting would not be looked upon favorably in the eyes of a mortgage lender.


It doesnít matter how much money you have saved up, often, without employment history, a lender may not consider you as a dependable buyer. Your lender wants to see that your income is stable for a period of at least three yearís time.


Income Matters 


You wonít have the same work history as a first time homebuyer as you would if you were a bit more seasoned. When lenders look at your income history, not having a lot of work history can be a detriment to many factors. If your income is an annual salary, for example, your lender will divide that salary by 12 in order to get a monthly income. If you havenít been at the job for a full year or took a pay cut during times of training, those numbers will be affected.


For hourly employees, overtime may be a problem as it may not be factored in with the equation if there isnít a history of at least two years on the job. 


While it isnít impossible to buy a home with a short employment history, itís advisable to wait until you have some significant time under your belt before you dive into the home buying process.




Tags: self employed   finances  
Categories: Uncategorized  


Posted by Empire Real Estate Group on 5/24/2019

As the new year approaches, you may wonder what changes are ahead for you and your family. If you have been thinking about selling your home in the coming year, there are a few pretty good reasons to do so. Read on, and you may find some new real estate goals for the new year. 


Thereís Not A Lot Of Inventory


If the inventory is low, youíll find that itís a great time to put your home on the market. Your home will sell a bit faster and attract more buyers. If the market is particularly busy, you may get an even better price than expected for your home. 


People Want Homes Fast


Certain times of year bring a bit more urgency to the market. Employees may be more apt to have transfers within their company. Families may be looking to move in before the start of the school year. These situations can get your home off the market fast for the right price.


The Seasons Of Real Estate Are Different


While we typically think of spring as starting in late March, spring in the real estate world actually begins in January. Once the holidays are over, itís believed that people are ready to make moves with their properties. This early season holds especially true in warmer climates. Itís thought that the earlier in the year a home is listed, the more it will stand out on the market. If youíre listing a house in a warmer climate, keep in mind that people who are looking to escape cold climates are looking to buy in the early months of the year.  


Keep in mind that if you do live in a colder climate and plan to sell and your property has some great outdoor space, you may want to wait until a warmer time of year to sell. 


The Lower The Price Of The Home The Faster It Moves


If your home is on the lower end of the price spectrum, you may be able to sell whenever youíd like., These home are attractive to first-time buyers and move fast off the market. Theyíre great for starter homes, fixer uppers, and house flippers.


The bottom line is that in a hot market there may be no wrong time to sell. If you speak with a REALTORģ and they believe the time is right, and youíre itching to move on to another property you should. Real estate agents have the knowledge and experience that can help you to find the right time to sell as well as the sweet spot for pricing your home.